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Serving Oakville, Burlington, Hamilton, Ancaster, Fonthill, Grimsby, Stoney Creek, Beamsville, St. Catharines, and surrounding communities.

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Looking for a World Class Mortgage Broker?

Right to Own Mortgages is a leading mortgage brokerage firm serving the Greater Golden Horseshoe area for over 30 years. Our experienced, licensed mortgage professionals have helped thousands across the greater Niagara region negotiate first-in-class mortgages with the best possible rates and terms.


Whether you're applying for a first, second, or third mortgage - or have a refinance in mind - we'll investigate all possible avenues to help you secure your best deal.


With thousands of completed transactions, we're able to draw on a vast network of realtors, lenders, appraiser, underwriters, and lawyers to get the deal done.


Closing the Deal. It's what we do. Contact us for more information on how to get started.

Types of Mortgages

  • First & Second Mortgages
  • Hard to Place Mortgages
  • Refinanced Mortgages
  • Commercial Mortgages
  • Private Mortgages
  • High Ratio Mortgages
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Strategic Mortgage Advice

  • The Smith Maneuver
  • Inflation Hedge Strategy
  • Owning a Rental Property
  • Maximizing Your Equity
  • Mortgage Amortization Strategy
  • RSP Advantage Strategy
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Mutliple Purchase Options

  • Low Interest Rates
  • Adjustable Rate Mortgages
  • Fixed Rate Mortgages
  • Interest Only Mortgages
  • Home Equity Lines of Credit
  • Closed vs. Open Mortgages
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Turned Down? Don't take NO for an answer!

Think you can’t get a mortgage?  Think again. At Right to Own Mortgages, we believe every individual has the right to own property, and our goal is to find the right solution to help you attain your ownership dreams.


First time buyer? Self-employed? Low credit score? Multiple properties?  With over 30 years of industry experience, we’ll provide the strategic mortgage advice to get you where you need to be.

Mortgages and Refinancing Made Simple

Explaining Your Options


We’ll compare rates and programs with multiple lenders to make sure you get the best possible mortgage for your needs.

Assisting with the Application


The mortgage documentation process can be arduous. We’ll walk you through the process and help you get through all the required documentation.

Closing the Deal


It’s what we do. Getting you to the right mortgage with the right rate and terms for your situation.

Working With a Broker

As mortgage brokers, we act as the liaison between your real estate agent, lender, appraiser, underwriter, lawyer, and any other service provider who may affect your mortgage. We offer:

30 years of Experience

Extensive Industry Knowledge

Play by Play Involvement

24 Hour Support

Let the mortgage experts help you today


Right to Own Mortgages provides all services to help you get the first, second, third or refinanced mortgage you need.

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